About Roarbank

Roarbank is a digital banking platform launched by Unity SFB in cooperation with Fintech Farm, a global neobanking technology provider, in early 2025. Our mission is to become a leading consumer digital bank in India by delivering an outstanding user experience and robust banking solutions.

About Fintech Farm

We are a UK fintech creating successful neobanks in emerging markets in partnerships with local traditional banks. The mission is to make banking services accessible, simple and fun to use worldwide and the goal is to launch neobanks in 50+ markets, serving 100m+ customers.

Since our foundation in 2020, we’ve so far launched neobanks in Azerbaijan (2021), Vietnam (2023), Kyrgyzstan (2024), India (2025), Uzbekistan (2025) and Morocco (2026), with 3m+ customers collectively and have more markets on the near horizon!

Your Role

You will own and drive the card-payments agenda for our India neobank, building strong partnerships across the ecosystem (schemes, processor, ACS, manufacturers) and leading critical initiatives from certification to product rollout. You’ll act as the go-to expert for scheme rules, market requirements and approval-rate performance, working closely with product, tech, risk, compliance and operations to launch and scale card and digital payment capabilities.

What You Will Be Doing

• Build and maintain senior relationships with key Indian card ecosystem stakeholders (NPCI/RuPay, Visa, processors, ACS providers, card manufacturers)
• Lead scheme-driven strategic projects end-to-end, including certifications and implementations for card and digital payment solutions
• Drive the introduction and rollout of new card functionalities and scheme programs from concept through production
• Own approval-rate performance: monitor authorisation trends, identify decline drivers and lead initiatives to reduce declines and improve customer experience
• Manage delivery with processors and ACS providers: coordinate integrations, timelines, testing, go-lives and post-launch optimisation
• Serve as an internal SME on India card rules and scheme requirements, translating them into actionable product/tech deliverables
• Partner cross-functionally (Product, Engineering, Compliance, Risk, Ops) to ensure market readiness, scheme compliance and operational excellence

Who You Are

• A proactive owner who drives outcomes across multiple stakeholders and moving parts
• Comfortable influencing external partners and internal leadership with clarity and data
• Detail-oriented on scheme rules and certification requirements, without losing sight of customer impact
• Calm under pressure and able to deliver against tight deadlines in a fast-paced environment
• Naturally collaborative - energised by cross-functional teamwork

Your Experience

• Strong knowledge of card payments: interchange/fees, end-to-end transaction lifecycle, 3DS/authentication flows and approval-rate optimisation
• Hands-on experience working with international schemes and Indian ecosystem players (e.g., Visa, NPCI/RuPay) and processing companies
• Proven track record managing complex, multi-stream projects (integration, certification, launch) with external vendors/partners
• Excellent stakeholder management and communication skills across technical teams, business counterparts and senior management

What We Are Offering

• Competitive salary (negotiable depending on level)
• Share options
• Start-up environment with a growing benefits package