As a Business Credit Analyst at Aditya Birla Housing Finance Limited, you will play a crucial role in the Construction Finance Business by analyzing proposals with due diligence and ensuring all necessary information for credit decisions is captured. Your responsibilities will include maintaining compliance with credit policy, RBI regulations, and other statutory norms, as well as meeting the stipulated Turnaround Time (TAT) in the credit appraisal process. It will be essential for you to stay updated on economic changes, sectors, and coordinate with the sales team and Relationship Management Group (RMG) for faster decision-making to improve overall TATs in the sanction process. Additionally, you will need to provide market intelligence, understand competition best practices, and suggest improvements in existing products, policies, and processes. Generating various Management Information System (MIS) reports and Early Warning Signals (EWS) for portfolio monitoring from risk and compliance perspectives will also be a significant aspect of your role.

Key Responsibilities:
- Analyzing proposals with due diligence
- Ensuring compliance with credit policies and regulations
- Maintaining stipulated TAT in credit appraisal process
- Keeping updated on economic changes and sectors
- Coordinating with internal teams and external entities
- Providing market intelligence and suggesting improvements
- Generating MIS reports and EWS for portfolio monitoring

Key Qualifications:
- Chartered Accountant or MBA with experience in credit and risk functions of Banks/NBFCs

At Aditya Birla Housing Finance Limited, we have a well-defined vision of becoming one of the most reputable financiers in the lending space, catering to both retail High Net-Worth Individuals (HNIs) and corporate clientele. With investments in process and system infrastructure and certification for ISO 9001:2008 across all business processes, we are committed to growth and expansion. Operating in 18 cities, we aim to diversify our risk and revenue mix by expanding into new geographies and product segments, offering customers a comprehensive financing solution under one roof.

As a Business Credit Analyst, you will face challenges such as cross-functional coordination for timely credit approvals, staying updated on economic and sectoral changes, improving TAT, seamless coordination with various entities, and contributing to new product development. Your success in this role will rely on your strong analytical acumen, evaluation skills, attention to detail, decision-making abilities, initiative, target orientation, and market intelligence gained through a robust industry network. As a Business Credit Analyst at Aditya Birla Housing Finance Limited, you will play a crucial role in the Construction Finance Business by analyzing proposals with due diligence and ensuring all necessary information for credit decisions is captured. Your responsibilities will include maintaining compliance with credit policy, RBI regulations, and other statutory norms, as well as meeting the stipulated Turnaround Time (TAT) in the credit appraisal process. It will be essential for you to stay updated on economic changes, sectors, and coordinate with the sales team and Relationship Management Group (RMG) for faster decision-making to improve overall TATs in the sanction process. Additionally, you will need to provide market intelligence, understand competition best practices, and suggest improvements in existing products, policies, and processes. Generating various Management Information System (MIS) reports and Early Warning Signals (EWS) for portfolio monitoring from risk and compliance perspectives will also be a significant aspect of your role.

Key Responsibilities:
- Analyzing proposals with due diligence
- Ensuring compliance with credit policies and regulations
- Maintaining stipulated TAT in credit appraisal process
- Keeping updated on economic changes and sectors
- Coordinating with internal teams and external entities
- Providing market intelligence and suggesting improvements
- Generating MIS reports and EWS for portfolio monitoring

Key Qualifications:
- Chartered Accountant or MBA with experience in credit and risk functions of Banks/NBFCs

At Aditya Birla Housing Finance Limited, we have a well-defined vision of becoming one of the most reputable financiers in the lending space, catering to both retail High Net-Worth Individuals (HNIs) and corporate clientele. With investments in process and system infrastructure and certification for ISO 9001:2008 across all business processes, we are committed to growth and expansion. Operating in 18 cities, we aim to diversify our risk and revenue mix by expanding into new geographies and product segments, offering customers a comprehensive financing solution under one roof.

As a Business Credit Analyst, you will face challenges such as cross-functional coordination for timely credit approvals, staying updated on economic and se