Yogi Loan Scheme : Everything You Need to Know About the Yogi Loan Scheme

If you're a young dreamer in Uttar Pradesh with a business idea but no financial backing, the Yogi Loan Scheme might be the game-changer you've been waiting for. Officially known as the Yuva Udyami Vikas Yojana, this initiative by CM Yogi Adityanath aims to fuel entrepreneurship among youth by offering easy access to loans, interest subsidies, and a streamlined application process.

Whether you're searching for details in English or looking for the Yogi Loan Scheme in Hindi, this blog will walk you through everything—from eligibility to benefits and how to apply. Let's dive into how the Yogi Ji Loan Scheme is transforming self-employment in UP.

What Is the Yogi Loan Scheme?

The Yogi Loan Scheme, launched under the banner of Yuva Udyami Vikas Yojana, is a financial empowerment initiative by the Uttar Pradesh government. It’s designed to support young entrepreneurs with funding to start or expand their businesses.

Key Objectives

• Promote self-employment among youth aged 18–40.

• Reduce dependency on government jobs.

• Encourage innovation and grassroots entrepreneurship.

Who Is It For?

• Residents of Uttar Pradesh.

• Individuals aged between 18 and 40 years.

• Aspiring entrepreneurs with a viable business plan.

• Special preference for SC/ST/OBC, minorities, and women.

Benefits of the CM Yogi Loan Scheme

This scheme isn’t just about handing out money—it’s about creating sustainable opportunities.

Collateral-Free Loans

One of the biggest hurdles for new entrepreneurs is securing funding without assets. The Yogi Loan Scheme offers loans up to ₹5 lakh without requiring collateral, making it accessible to a wider audience.

Interest Subsidy

To ease the repayment burden, the government provides an interest subsidy. This means you pay less over time, making your business more financially viable from the start.

Quick & Easy Application

Thanks to integration with platforms like PSB Loans in 59 Minutes, the application process is fast, digital, and user-friendly.

How to Apply for the Yogi Ji Loan Scheme

Getting started is simpler than you might think. Here's a step-by-step guide:

Step 1: Prepare Your Documents

• Aadhaar Card

• PAN Card

• Business Plan

• Bank Account Details

Step 2: Visit the Official Portal

Go to PSB Loans in 59 Minutes and select the Yuva Udyami Vikas Yojana option.

Step 3: Fill Out the Application

Provide your personal details, business proposal, and upload the required documents.

Step 4: Await Approval

Once submitted, your application will be reviewed. If approved, the loan amount will be disbursed directly to your bank account.

Additional Insights into the Yogi Loan Scheme in Hindi

For those more comfortable in Hindi, the scheme details are also available in the local language. This ensures inclusivity and better understanding for rural and semi-urban applicants.

ग्रामीण युवाओं के लिए अवसर

योजना का उद्देश्य ग्रामीण क्षेत्रों में स्वरोजगार को बढ़ावा देना है। हिंदी में जानकारी उपलब्ध होने से अधिक लोग इसका लाभ उठा सकते हैं।

महिला उद्यमियों को प्राथमिकता

महिलाओं को विशेष प्राथमिकता दी जाती है, जिससे वे आर्थिक रूप से आत्मनिर्भर बन सकें।

FAQ Section

Q1: What is the maximum loan amount under the Yogi Loan Scheme?
A: You can avail up to ₹5 lakh under the scheme, and it's collateral-free.

Q2: Is there any interest subsidy offered?
A: Yes, the government provides an interest subsidy to reduce the repayment burden.

Q3: Who is eligible for the Yogi Ji Loan Scheme?
A: Residents of Uttar Pradesh aged 18–40 with a viable business plan are eligible. Preference is given to SC/ST/OBC, minorities, and women.

Q4: Can I apply online for the Yogi Loan Scheme in Hindi?
A: Yes, the application portal supports Hindi, making it accessible for a wider audience.

Q5: Is this scheme linked to other government initiatives?
A: Yes, it integrates with schemes like Mudra Yojana and Stand-Up India for broader support.

Conclusion

The Yogi Loan Scheme is more than just a financial aid program—it’s a vision for a self-reliant Uttar Pradesh. By offering collateral-free loans, interest subsidies, and a streamlined digital application process, the scheme empowers youth to take control of their economic future.