Fintech Infrastructure

India, Maharashtra, Pune

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₹ 5 - 40 Lakh/year

Full-time

Posted on: a month ago

Skills

UPI, EMV, PCI-DSS, Tokenization, ISO8583, Issuer Processor, NPCI, HSM, KMS, Payment Gateway, Reconciliation

Role Overview

We are hiring for a senior engineering professional with strong experience in real‑time payment systems, UPI, cards/issuer processing, PCI‑DSS environments and high‑throughput API platforms. The role involves building and scaling mission‑critical payment infrastructure used by banks, fintechs, merchants and global partners.

Key Responsibilities

    • Architect and develop scalable payments infrastructure (UPI, cards, payouts, tokenization).

    • Build high-availability APIs (<100ms latency targets).

    • Integrate with banks, issuer processors, NPCI interfaces.

    • Ensure PCI‑DSS, ISO8583/ISO20022 compliance.

    • Optimize performance, reliability, and security.

    Required Technical Skills

    • UPI / IMPS / NEFT / BBPS workflows

    • ISO 8583, EMV, card lifecycle, BIN table mgmt

    • KMS / HSM, encryption, tokenization

    • Distributed systems (Kafka, Redis, Postgres, Java/Go)

    • Payment orchestration, gateway routing

    Good to Have

    • Experience with payment switches, issuer-hosted systems

    • Exposure to fraud systems, risk engines

    • Cloud-native payments infra

    Experience

    • 5–20 years depending on level

    • Prior fintech or banking tech experience preferred