Fintech Infrastructure

India, Maharashtra, Pune

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₹ 5 - 40 Lakh/year

Full-time

Posted on: 10 days ago

Skills

UPI, EMV, PCI-DSS, Tokenization, ISO8583, Issuer Processor, NPCI, HSM, KMS, Payment Gateway, Reconciliation

Role Overview

We are hiring for a senior engineering professional with strong experience in real‑time payment systems, UPI, cards/issuer processing, PCI‑DSS environments and high‑throughput API platforms. The role involves building and scaling mission‑critical payment infrastructure used by banks, fintechs, merchants and global partners.

Key Responsibilities

  • Architect and develop scalable payments infrastructure (UPI, cards, payouts, tokenization).

  • Build high-availability APIs (<100ms latency targets).

  • Integrate with banks, issuer processors, NPCI interfaces.

  • Ensure PCI‑DSS, ISO8583/ISO20022 compliance.

  • Optimize performance, reliability, and security.

Required Technical Skills

  • UPI / IMPS / NEFT / BBPS workflows

  • ISO 8583, EMV, card lifecycle, BIN table mgmt

  • KMS / HSM, encryption, tokenization

  • Distributed systems (Kafka, Redis, Postgres, Java/Go)

  • Payment orchestration, gateway routing

Good to Have

  • Experience with payment switches, issuer-hosted systems

  • Exposure to fraud systems, risk engines

  • Cloud-native payments infra

Experience

  • 5–20 years depending on level

  • Prior fintech or banking tech experience preferred